Getting super tired of the cold and snow already and this is only early February. Both snow and cold are new to us and along with everyone else we know, we don’t like it! Good thing we are indoor cats!!! We both did sneak out one day, but only got about 10 feet when we stopped dead in our tracks, realizing what we just ran out into. Whoa, what a nightmare. Mama picked us up quickly and we didn’t try that stunt again.

We are happy to see that the mortgage rates have lowered this winter and you can now lock in a 5-year terms at 3.99%. It’s getting increasingly difficult for buyers to get not only the home of their dreams but just finding a home in general. There is so little on the market. Be sure to look after your credit rating and if you’re thinking about buying a house, don’t finance anything else in the meanwhile or it will seriously affect your ability to get a mortgage. For example; a car, appliances, TV, etc. Get the mortgage first and then you can go ahead with smaller items.

Hope you are staying warm and safe on the icy roads!

Your pals

Smokey & Tigger